Aussie Equipment Loans has long term associations with a broad range of competitive and trusted lenders who consistently monitor current interest rates to maintain and offer the most competitive deals in Australia. We challenge you to try and find better service and a better result. Aussie Equipment Loans will help you save time and money. Contact Aussie Equipment Loans and get a quote now.

Equipment loans and in fact all loans have monthly or ongoing account keeping fees, these may vary from Financier to Financier and State to State, if you are unsure during your application process, please call 1300 889 669 (local call cost) to discuss this with one of our professional consultants. Business applicants are subject to pay any government taxes, stamp duty and any other government charges – varies in each state.

Before your application is completed and submitted to the proposed credit provider your Aussie Equipment Loans team member will provide you with a Quote for our fees.

There is no fee if you do not proceed with any proposed loan or finance facility offered or arranged by Aussie Equipment Loans.

Minimum loan is $5,000.00. Motor vehicles preferably no more than 8 years old. (Classic, import, prestige vehicles, and older trucks will be considered). The finance will be secured on your purchase at a fixed interest rate that will not go up over a 3 to 5 year term. Aussie Equipment Loans also provides a wide range of insurance products for motor vehicles, trucks and boats, and a unique 2nd chance finance service for people with bad credit or just having difficulty getting a loan.

Each application will have its own requirements dependent on your overall profile and the credit guidelines of the proposed lender. If you wish to discuss your application please call and speak to one of our professional consultants on 1300 889 669, or simply apply online.

Yes, providing you can give us an idea of what you’re intending to purchase. Getting pre-purchase approval before you go shopping is a good idea, allowing bargaining power on the showroom floor. Aussie Equipment Loans needs to assess the total amount of finance against the current market value of the item. We must also approve your supplier, as there have been fraudulent vendors in the market place previously.

The first repayment will be due 14 days (if fortnightly) or one month (if monthly) after settlement of a personal loan. Business finance applicants have the first monthly repayment due on the day of settlement. Remaining payments are deducted from your nominated bank account. Extra payments of any amount can be made at any time by cheque, cash, direct deposit and BPAY where applicable (some fees may apply).

Aussie Equipment Loans will always provide you with the most competitive offers it has available, however those with high risk, bad credit ratings or ex-bankrupts may try the 2nd chance product available. This 2nd chance option takes different criteria into account in relation to approval, however is generally a higher interest rate to cover the higher risk.

Business finance (hire purchase, chattel mortgage or lease) is available to both company & individuals, providing the goods are to be used predominantly for business use, ie more than 50% business usage. For example, taxi drivers, mobile sales reps, couriers, etc could qualify for lease or hire purchase. A school teacher driving to & from work would not qualify. Call Aussie Equipment Loans or speak to your tax adviser. Business finance is usually lower interest rates, and there are many structures available to maximise your budget or tax benefits

Dealer, auction, private sale and re-finance are welcome. Some used vehicles may require a vehicle inspection prior to payment – please discuss with our staff prior to purchase. Call Aussie Equipment Loans before buying your new equipment – we can access to discounts on some new equipment.

Usually just a few hours, however complex or difficult applications can take a few days. Once approved original finance documents must be signed and the supplier will be paid directly usually within 1-2 days.

Competitive insurance, finance, hire purchase and leasing for cars, trucks, vans, boats, office equipment, machinery, tractors, equipment, caravans, motorcycles, business furniture & fittings, and more.

Minimum loan is $3,000.00. Suitable for holiday loans, debt consolidation, furniture, and for all general purpose use, even old cars & boats unsuitable for the secured finance mentioned above with terms up to 7 years offered. The interest rates offered are either fixed at a competitive rate or a variable interest rate allowing you to take advantage of possible interest rate drops.

Note: This unsecured product is not available in all areas

All lenders considers things such as: have you ever filed for bankruptcy, do you own a home, how much is your current income, how long have you been employed at your current job, how long have you lived at your current address, do you have a credit rating, what is your net worth, and so on. The Real People at Aussie Equipment Loans will complete an application and make an assessment to ascertain your repayment ability and credit worthiness. This process is part of our responsible lending obligations and will take into account the security over the loan, your current debt level, your income, and your ability to repay the debt. From this Equipment Loans may suggest a proposal to be applied to one or more lenders from our panel that will not be unsuitable to your needs and objectives. You can do some calculations yourself to determine your monthly budget. Simply deduct your expenses from your earnings. But it is quicker and easier to use the Real People who do it every day.